Is your money tree starting to look cramped in its pot? Does water sit on the surface instead of draining freely? It might be time to offer your plant a new home—and a fresh burst of life.
The money tree (Pachira aquatica) has earned its reputation as a beloved indoor companion, said to attract good fortune and positive energy. But even the luckiest of plants can’t thrive if its roots are bound or its soil has turned sour. Repotting isn’t just about swapping containers; it’s about rejuvenation. Think of it as a spa day for your green friend, where old soil, stale space, and tight quarters give way to roomier digs and revitalized growth.
This guide will walk you through everything you need to know—when, why, and how to repot your money tree—so you can keep it lush, healthy, and brimming with good vibes.
Why Should You Repot Your Money Tree?
Repotting is more than aesthetic—it’s a health necessity. But why exactly does your money tree need this occasional intervention?
Signs Your Money Tree Needs Repotting
Look for these clues that it’s time to give your plant a new pot:
- Roots are circling the pot’s bottom or poking out the drainage holes
- Water drains too quickly or pools at the surface
- Soil dries out almost instantly or stays soggy for days
- Growth has slowed, and leaves look smaller or pale
- The plant feels top-heavy and prone to tipping over
Plants, like people, sometimes outgrow their surroundings. Giving your money tree fresh soil and more space can help it absorb nutrients better and avoid root diseases.
When Is the Best Time to Repot Your Money Tree?
Timing matters. So, when should you reach for your trowel?
Spring or Early Summer
Spring and early summer are prime times for repotting. During this period, your money tree is in active growth mode, making it more resilient to the stress of being moved.
Emergencies Call for Action
Of course, there are times when you shouldn’t wait for perfect weather. If your plant is suffering from root rot, severe dehydration, or soil that smells foul, repot it immediately to save its life.
Choosing the Right Pot and Soil for Your Money Tree
Repotting success begins with the right materials. So, what should you choose?
What Kind of Pot Is Best?
- Size: Pick a pot 1–2 inches larger in diameter than the current one. A giant leap in size can leave soil too wet for too long.
- Material: Terra cotta is breathable but dries quickly. Plastic retains moisture better. Choose based on how fast your environment dries out soil.
- Drainage: Always, always choose a pot with drainage holes. A money tree hates wet feet!
The Perfect Soil Mix
A money tree needs soil that drains well yet retains some moisture. Consider:
- Commercial potting mix for houseplants
- Or make your own blend with:
- 2 parts peat moss or coco coir
- 1 part perlite or coarse sand
- 1 part pine bark fines or orchid bark
This mix creates an airy structure that prevents root rot and lets oxygen flow freely around the roots.
Tools You’ll Need to Repot Your Money Tree
Gather your tools before you begin. Here’s your mini toolkit:
- New pot (with drainage holes)
- Fresh potting mix
- Trowel or spoon
- Scissors or pruning shears
- Watering can
- Gardening gloves (optional, but helpful for messy soil)
Step-By-Step: How to Repot Your Money Tree
Ready to get your hands dirty? Follow these detailed steps for a smooth repotting experience.
1. Water Your Money Tree a Day Before
A slightly moist root ball slides out more easily than a bone-dry one. Water your plant the day before repotting so the roots stay hydrated but not soggy.
2. Remove the Plant From Its Old Pot
- Gently squeeze or tap the sides of the pot to loosen the soil.
- Grip the base of the stem and tilt the pot sideways.
- Ease the root ball out. If it’s stuck, run a blunt knife around the pot’s inner edge.
Be patient and gentle—yanking can snap delicate roots.
3. Loosen the Roots
Inspect the roots carefully:
- Healthy roots are white or light tan and firm.
- Brown, mushy roots signal rot—snip these off with clean scissors.
- Gently tease apart circling roots to encourage outward growth.
4. Shake Off Old Soil
- Remove excess old soil by lightly shaking or brushing the root ball.
- Don’t worry if some soil clings to the roots—that’s normal.
Fresh soil will introduce new nutrients and improve drainage.
5. Prepare the New Pot
- Add a layer of fresh soil at the pot’s bottom—just enough so the plant will sit at the same height it did before.
- Avoid planting deeper than the original soil line; burying the trunk can cause rot.
6. Settle the Plant In
- Center your money tree in the new pot.
- Fill around the sides with fresh soil, pressing gently to eliminate large air pockets.
- Leave about an inch of space at the top for easy watering.
7. Water Thoroughly
- Give the plant a deep drink until water drains from the bottom.
- Empty any water collected in the saucer to avoid soggy roots.
Your money tree might look a bit droopy at first—that’s normal. It’s adjusting to its new home.
What to Do After Repotting Your Money Tree
Your plant’s journey doesn’t end once it’s in new soil. How should you care for it post-repotting?
Place It in Indirect Light
Keep your money tree in bright, indirect light but out of harsh sun for a couple of weeks. This reduces stress and prevents leaf scorch.
Watch Watering Closely
- Check moisture before watering. Stick your finger an inch into the soil. If it feels dry, water gently.
- Overwatering is the biggest killer of newly repotted plants. Less is often more!
Avoid Fertilizing Immediately
Hold off on feeding your money tree for about 4–6 weeks. Its roots need time to recover before handling extra nutrients.
Monitor for Shock
Some leaf yellowing or droopiness is normal after repotting. If it persists beyond a month, reassess watering habits or check for hidden root issues.
Common Mistakes When Repotting Money Trees
Even well-intentioned plant parents can slip up. Want to avoid common pitfalls?
Going Too Big With the New Pot
While it’s tempting to “future-proof” your plant with a giant pot, too much space can hold excess water, drowning the roots. Stick to a pot only slightly larger.
Planting Too Deep
Burying the trunk encourages stem rot. Always keep your money tree planted at its original soil level.
Overwatering After Repotting
Your plant’s roots are vulnerable after repotting. Drowning them under too-frequent watering can invite rot and fungal issues.
FAQs About Repotting a Money Tree
How often should I repot my money tree?
About every 2–3 years is typical, but watch for signs of crowding sooner.
Can I use cactus soil for my money tree?
Yes—but mix it with peat moss or coco coir to retain a bit more moisture. Pure cactus mix might be too dry.
What if my money tree looks droopy after repotting?
Mild drooping is normal due to transplant shock. Keep it in indirect light and water only when the top inch of soil dries out.
Should I prune my money tree when repotting?
Light pruning is fine—remove any dead or damaged leaves or roots. But avoid major chopping unless necessary.